Annie moved with her parents to Llanover near Abergavenny, Monmouthshire when she was very young. Her father Joseph bought Maerdy Farm of 151 acres. This was near to Hendre Isaf farm where William Lewis lived and he and Annie must have known each other well as they married on 27th May 1891 in the Independant Chapel, Abergavenny. Her brother Edmund and sister Louisa were witnesses at the wedding.
Annie and William had three children (Oswald, John and Percy) in the six years they had together before Annie sadly died on 18th October 1891.